been accepted by Zurich Life and are included in your Policy Certificate. . your policy within three months of the date your first unpaid Premium was due, . 9. If a Life Insured contracts a terminal illness by his own act (whether or not he is
Underwritten by Zurich American Insurance Company . 365 days of the date of the accident to the covered person or the covered . additional monthly benefit which is equal to 2% of your benefit amount and will be paid over a period of 9 months. been made or your beneficiary is no longer living at the time of death.